Mortgage Advisor

About the role

AHS Group, a Dubai-based organisation active in ultra-luxury real estate development, investments and high-value ventures, is hiring a Mortgage Advisor. The role acts as the in-house finance expert for the sales team and clients, helping buyers secure home finance quickly so more reservations turn into completed sales. It covers eligibility assessment, matching buyers with the right UAE bank products and managing applications from pre-approval through mortgage registration and handover.

Key responsibilities

• Meet buyers (residents, non-residents and HNW clients) to assess income, eligibility and financing needs, and explain mortgage options, rates, fees, LTV limits and the buying process.
• Prepare and submit complete applications and follow up with banks until final offer letters are issued.
• Build and maintain a panel of UAE bank and lender relationships, including private banking desks for HNW clients, and negotiate competitive rates and processing times.
• Coordinate valuations, liability letters, NOCs and mortgage registration with banks, the developer and the Dubai Land Department.
• Work with the sales team and brokers to pre-qualify buyers early, attend sales gallery appointments, launches and roadshows, and flag finance risks on reservations.
• Collect and verify client documents in line with AHS policy, bank requirements and KYC rules, and keep every case up to date in the CRM.
• Report weekly to the VP – Sales on the mortgage pipeline, approvals, declines and conversions.

Required profile

• Bachelor's degree in finance, banking, business or a related field.
• 4+ years as a mortgage advisor or consultant in the UAE, with a bank, mortgage brokerage or developer.
• Strong working relationships with UAE retail and private banks.
• Sound knowledge of UAE mortgage rules for residents and non-residents, including off-plan and ready property.
• Track record of closing a high volume of mortgage cases to completion.
• Excellent written and spoken English and a valid UAE driving licence.
• Preferred: experience with luxury or off-plan developer sales, HNW and international buyers, Arabic, Russian or another common Dubai property buyer language, and relevant UAE mortgage advisory registration or certification.

Required skills

• CRM experience (Salesforce preferred).
• Clear communication, able to explain finance simply to clients and the sales team.
• Organised and detail-focused, able to manage many cases at once.
• Discretion and integrity in handling client financial information.