Retail Banking Executive - Personal Finance

About the role

The Retail Banking Executive – Personal Finance will drive acquisition and growth of retail banking relationships for Emirates Islamic. You will promote Sharia‑compliant personal finance solutions, build strong partnerships, and ensure high levels of customer satisfaction.

Key responsibilities

• Develop and maintain relationships with assigned corporate partners and individual clients to promote Sharia‑compliant products.
• Identify new corporate accounts and individual opportunities for onboarding customers seeking specialized financing solutions.
• Achieve cross‑selling targets of non‑assigned products and services to contribute to revenue and market presence.
• Ensure compliance with all approved policies, procedures, and Islamic banking norms throughout loan and card application processes.
• Monitor client satisfaction levels while meeting sales targets for personal finance products.
• Stay updated on market trends, competitor offerings, and evolving customer needs within the UAE retail banking sector.
• Provide professional advice on personal finance products, ensuring business leads are effectively realized.

Required profile

• Bachelor’s degree or equivalent.
• At least 1 year of UAE banking sales experience.
• In‑depth knowledge of the UAE retail banking market and Islamic banking policies.
• Proven ability to explore new markets and achieve cross‑selling targets.

Required skills

• Strong relationship‑building and customer service orientation.
• Ability to identify and develop new corporate and individual customer opportunities.
• Understanding of Sharia‑compliant banking products and regulatory requirements.