Senior Credit Manager

About the role

Emirates Islamic is seeking an experienced Senior Credit Manager to lead the assessment, monitoring and control of credit risk across its corporate portfolio in Dubai. The role ensures credit exposures align with the bank’s risk appetite, Shariah principles and UAE Central Bank regulations while supporting sustainable business growth.

Key responsibilities

• Manage and monitor an assigned corporate credit portfolio, maintaining asset quality and compliance with risk parameters.
• Review and approve credit proposals within delegated authority and forward higher‑value cases to senior committees.
• Conduct detailed credit analyses, including financial statement reviews and risk assessments.
• Monitor portfolio performance, identify early warning signals and recommend corrective actions.
• Collaborate with Relationship Managers, Risk and Compliance teams to support business objectives and regulatory reviews.

Required profile

• Bachelor’s degree in Finance, Banking, Accounting or related field (Master’s preferred).
• Minimum 6 years of banking experience with a focus on corporate credit.
• Strong knowledge of credit risk analysis, financial statement analysis and lending frameworks.
• Familiarity with UAE Central Bank regulations and Shariah compliance.
• Professional certifications such as CFA, CA, CPA, CIPA or CCRM are an advantage.

Required skills

• Credit risk analysis
• Financial statement analysis
• Islamic finance principles
• Understanding of UAE Central Bank regulations
• Relevant professional certifications (CFA, CA, CPA, CIPA, CCRM)