Credit Risk Manager – Leasing & In‑house Finance

About the role

The Credit Risk Manager will lead the assessment and management of credit risk for both leasing and in‑house finance activities within Al‑Futtaim Automotive divisions. The role involves analysing credit portfolios, developing risk frameworks and providing underwriting services while supporting governance and policy initiatives.

Key responsibilities

• Conduct credit risk assessments for leasing and in‑house finance, develop risk policy guidelines and monitor portfolio performance.
• Underwrite lease and credit applications for individuals and corporates, reviewing detailed bank statements and ensuring compliance with thresholds.
• Prepare risk newsletters, council and committee decks, manage annual policy reviews, and support technology infrastructure for credit decision‑making.

Required profile

• Bachelor’s degree in Finance, Accounting or a related field.
• Minimum 5 years of experience in credit risk management, preferably within automotive finance.
• Strong analytical ability to perform detailed risk assessments and understand regulatory impacts.

Required skills

• Credit risk analysis
• Underwriting processes
• Risk management software
• IT systems