Internal Audit Specialist – Business Conduct & Consumer Protection (3‑Month Renewable)
ACCA Careers
وصف الوظيفة
About the role
We are seeking an experienced Internal Audit Specialist to support the assessment of Business Conduct, Consumer Protection, and Regulatory Compliance frameworks within a dynamic fintech environment. The role involves independently executing risk‑based audits covering customer‑centric processes, conduct risk management, governance practices, and regulatory compliance requirements.
Key responsibilities
- Execute internal audits focused on Business Conduct Risk, Consumer Protection, and Regulatory Compliance frameworks.
- Review customer onboarding processes, product governance practices, customer disclosures, and fair treatment controls.
- Assess compliance with applicable consumer protection regulations, regulatory requirements, and internal policies.
- Evaluate conduct risk management frameworks, governance structures, and control effectiveness.
- Review customer complaint management processes and investigate potential conduct‑related risks.
- Assess sales practices, marketing communications, and customer‑facing processes to ensure compliance.
- Identify control weaknesses, process gaps, and compliance deficiencies, and provide practical recommendations.
- Prepare comprehensive audit reports highlighting key findings, risk assessments, and management action plans.
- Conduct follow‑up reviews to ensure timely closure of audit observations and implementation of corrective actions.
- Support regulatory inspections, internal reviews, and management reporting activities.
- Promote best practices in customer protection, ethical conduct, and governance across business functions.
Required profile
- Bachelor's Degree in Accounting, Finance, Risk Management, Business Administration, Law, or a related field.
- Professional certification such as CIA, ACCA, CPA, CISA, CAMS, CRMA, or equivalent preferred.
- 8‑10 years of experience in Internal Audit, Compliance, Risk Management, or Regulatory Audit.
- Proven experience conducting audits related to Business Conduct, Consumer Protection, Customer Experience, or Regulatory Compliance.
- Strong understanding of governance, risk management, internal controls, and regulatory compliance frameworks.
- Experience within Fintech, Banking, Digital Payments, Telecommunications, or Financial Services sectors.
- Knowledge of consumer protection regulations, customer treatment standards, and conduct risk management practices.
- Ability to independently manage audit assignments and deliver high‑quality outcomes within tight timelines.
- Preferred experience auditing customer onboarding, complaints handling, product governance, and sales conduct processes.
- Exposure to regulatory environments such as Central Bank, Payments, Fintech, or Banking regulations.
- Experience interacting with senior management, regulators, and audit committees.
- Familiarity with AML/CFT, Compliance Monitoring, and Enterprise Risk Management frameworks.
Required skills
- Internal Audit
- Compliance monitoring
- Compliance
- Internal Controls
- Regulatory Audit
- Product Governance
- Customer Onboarding
- Governance
- Risk Management
- Business Conduct Risk
- CFT
- Customer Experience
- Sales Conduct Processes
- Enterprise Risk Management
- Regulatory Compliance Frameworks
- Consumer protection
- AML
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