Backend Engineer, Pay & Card (Accelerator Program)

About the role

Binance is looking for a Backend Engineer for its Pay & Card team within its Accelerator Program. You will work on the backend systems powering crypto and fiat payment experiences for users and merchants worldwide, collaborating with backend engineers, product managers and QA engineers to build reliable, secure and scalable payment services. The role offers hands-on experience with high-throughput transaction systems, distributed architectures, payment processing and financial infrastructure.

Key responsibilities

• Design, develop, test and maintain backend services for Binance Pay and Card products.
• Build scalable APIs and microservices for payment processing, transaction management, merchant services and related financial workflows.
• Contribute to distributed systems handling high-volume, latency-sensitive transactions.
• Work with databases, caching systems and message queues to improve performance and reliability.
• Implement transaction workflows with proper handling of retries, idempotency, concurrency and failure scenarios.
• Help troubleshoot production issues using logs, metrics, tracing and root-cause analysis.
• Write clean, maintainable, well-tested code and take part in code reviews.
• Translate business requirements into technical solutions and help improve reliability, observability, security and engineering practices.

Required profile

• Currently pursuing a Bachelor's or Master's degree in Computer Science, Software Engineering, Computer Engineering or a related field.
• Strong foundation in data structures, algorithms, object-oriented programming and computer science fundamentals.
• Ability to write clear, maintainable code and reason systematically about technical problems.
• Strong communication skills and willingness to learn in a fast-moving engineering environment.

Required skills

• Proficiency in at least one backend language such as Java, Go, C++ or Python.
• Relational databases and SQL, including indexes, transactions and database design.
• Familiarity with RESTful APIs, HTTP, networking and client-server architecture.
• Understanding of operating systems, concurrency and common backend engineering concepts.
• Nice to have: MySQL/PostgreSQL, Redis, Kafka, distributed-systems concepts, payment concepts (authorization, capture, settlement, refunds, reconciliation, chargebacks) and previous backend internship or open-source experience.

What we offer

• Competitive salary and company benefits.
• Remote-first, work-from-home arrangement (may vary by role and team).
• Flat structure, autonomy and opportunities for career growth and continuous learning.