Credit Relationship Manager – Servicing (UAE National Only)

About the role

Mashreq is hiring a Credit Relationship Manager for its Corporate & Investment Banking Group in Dubai, focused on servicing existing corporate relationships. The role is open only to UAE nationals and involves supporting Relationship Managers in the financial analysis, credit risk assessment, risk rating and structuring of facilities.

Key responsibilities

• Work with Relationship Managers, meet customers and prepare Credit Proposals (new, annual renewals and amendments).
• Liaise with Wholesale Risk Management and the Compliance Unit to resolve risk and compliance queries.
• Review deals, facility structures and credit products with the Relationship Teams and WRM, offering solutions within credit and operational risk guidelines.
• Monitor borrowers' borrowing patterns and account conduct, flagging early warning signals to maintain portfolio quality.
• Independently manage the portfolio of assigned relationships and report on portfolio quality, size and mix.
• Recommend actions when a relationship's risk profile changes and comment on client conduct.

Required profile

• Minimum 5-7 years of credit or financial analysis experience at a similar level in banking or a related field.
• Degree in business or economics; a postgraduate diploma, Chartered Accountancy or similar qualification is an asset.
• Experience in a variety of banking initiatives and solutions.
• UAE national only.

Required skills

• Knowledge of banking laws and local regulations, and of the bank's products and operating systems.
• Excellent command of written and spoken English; Arabic is an added advantage.
• Analytical thinking, problem solving and sound judgment, with good interpersonal skills.