Director of Credit & Market Risk

About the role

We are partnering with a leading UAE financial institution that is building a digital‑first, AI‑enabled bank from the ground up. As Director of Credit & Market Risk you will shape the bank’s risk architecture, ensuring robust credit, market, and treasury risk controls while supporting rapid, sustainable growth.

Key responsibilities

• Design, implement and maintain the credit risk framework, underwriting standards, rating models and delegated authorities.
• Establish and monitor market risk, IRRBB, liquidity and treasury risk limits across the organization.
• Provide independent second‑line oversight of lending, treasury and asset‑liability‑management activities.
• Own the IFRS 9 provisioning methodology and expected credit loss models in partnership with Finance.
• Track portfolio quality, concentration risks, emerging threats and early‑warning indicators.
• Build and lead the Credit, Market and Treasury Risk function, integrating advanced analytics and AI‑enabled risk capabilities.

Required profile

• 12+ years of experience in credit risk, market risk, treasury risk or enterprise risk within banking or financial services, including senior leadership.
• Deep expertise in credit underwriting, portfolio management, IFRS 9, market risk, liquidity risk, IRRBB and treasury risk management.
• Proven track record of building risk frameworks, models and governance structures in regulated environments.
• Strong knowledge of CBUAE requirements, Basel standards and related regulatory expectations.
• Experience with risk analytics, modelling, portfolio monitoring and advanced risk‑management tools.
• Professional qualifications such as FRM, PRM, CFA or equivalent are highly desirable.

Required skills

• Risk analytics
• Financial modelling
• AI‑enabled risk tools
• IFRS 9 provisioning methodology