Senior Manager, Corporate Credit

About the role

Mashreq is looking for a Senior Manager, Corporate Credit to provide independent credit assessment and approval oversight for corporate banking exposures across assigned sectors, aligned with the Bank's risk appetite and regulatory expectations. The role covers complex bilateral, syndicated, structured and project finance transactions, and works closely with policy, portfolio management and relationship teams.

Key responsibilities

• Evaluate and approve complex credit proposals within delegated authority, keeping appraisal quality high to minimise rework and exceptions.
• Maintain the quality of the assigned loan portfolio, monitor risk migration and recommend mitigation for sectoral concentrations and emerging trends.
• Identify early warning signals such as past dues, adverse market information and financial deterioration, and support remedial or restructuring actions.
• Process credit proposals, renewals, amendments and annual reviews within target turnaround times while preserving underwriting quality.
• Partner with relationship managers on structuring, and accompany them on client calls where required.
• Attend Credit Committees regularly and take part in focus groups and review forums.
• Contribute to training curriculum and on-the-job learning initiatives.

Required profile

• University graduate in Finance, Business Administration, Economics or a related discipline.
• Minimum 12-18 years of experience in corporate credit within a bank or financial institution, including significant exposure to complex underwriting and credit approvals; experience as an authorized approver is essential.
• Demonstrated expertise in large and structured transactions and cross-sector credit across Financial Institutions, traded credit, commodities/trading, manufacturing and retail.
• Strong commercial acumen, excellent communication and presentation skills, and strong stakeholder management and influencing skills.

Required skills

• Corporate financial analysis, cash flow modelling and credit structuring.
• Sound knowledge of credit policies, regulatory frameworks (including CBUAE) and governance standards.
• Ability to present complex credit views to senior management and Credit Committees.