Senior Analyst, Compliance Advisory

About the role

Checkout.com is hiring a Senior Analyst, Financial Crime Compliance in Dubai. As a subject matter expert in the second line of defence, the role supports the MLRO in managing and strengthening the Financial Crime Compliance function in the UAE. It provides expert advice on high-risk clients and complex escalations, partners with Sales, Onboarding, Transaction Monitoring, Legal and Product, and ensures adherence to UAE AML/CFT/CPF, sanctions and payments regulations.

Key responsibilities

• Advise on high-risk clients during onboarding, periodic reviews and trigger events, including EDD cases, merchant change requests and screening alerts, with CDD/EDD performed and documented
• Present risk recommendations to the MLRO and DMLRO
• Investigate alerts, partner with the Financial Crime Investigations Unit and Transaction Monitoring on escalations, and draft STR/SARs for MLRO decisions
• Help develop and update the local compliance framework (policies, procedures, operating memos)
• Contribute to AML/CFT risk classification, product and feature assessments, and external regulator reports and internal risk assessments
• Support audits and regulatory engagements, and perform second-line quality assurance testing of CDD/EDD and screening decisions
• Carry out regulatory watch, gap analysis and monitoring of emerging typologies
• Draft training material, run scenario-based training sessions and act as SME in ad hoc group and regional projects

Required profile

• Minimum 5+ years of experience in a compliance function in banking or payments; prior compliance advisory experience is ideal, otherwise 2LoD operations experience with investigation and audit exposure is preferred
• Strong knowledge of KYC, AML/CFT, sanctions and UAE regulatory requirements (CBUAE retail payment services, card schemes, stored value); experience in a CBUAE-regulated business is strongly preferred
• ACAMS, ICA Diploma or equivalent, or a degree in Law or a related field, desirable but not essential
• Clear sense of accountability, strong stakeholder management, and excellent spoken and written English

Required skills

• AML/CFT, KYC and sanctions compliance
• CDD/EDD and screening
• STR/SAR reporting

What we offer

• Hybrid working: three days per week in the office
• A culture of ownership, fewer blockers and recognition for impact