Credit Analyst – Banking (UAE Nationals)

About the role

The Credit Analyst will support ADIB branches and the DSU by reviewing and processing finance applications promptly and in line with approved policies. This position is open to UAE nationals only and focuses on ensuring high‑quality credit underwriting.

Key responsibilities

• Examine credit applications for completeness, timeliness, and accuracy, noting any exceptions for correction.
• Prepare error‑free credit documentation and apply de‑duplication checks.
• Analyze bank statements and financial statements to assess authenticity, turnover, and risk indicators.
• Check customer status through de‑duplication and CBRB systems.
• Meet daily targets while maintaining low error rates, and escalate complex cases with full analysis and recommendations.
• Stay up‑to‑date with ADIB products, policies, and procedures, and recommend system enhancements.

Required profile

• UAE national with a minimum of 3 years of practical banking experience, preferably in finance and credit.
• Strong knowledge of ADIB’s retail credit products, operational policies, and UAE banking regulations.

Required skills

• Credit analysis
• Computer skills