Principal Product Specialist - Risk Control
Bybit · Abu Dhabi
Job description
About the role
Bybit, a cryptocurrency exchange and digital financial platform, is looking for a Principal Product Specialist for its risk control function in Abu Dhabi. You will own the full lifecycle of fiat risk control products, covering fraud prevention and AML across high-frequency deposit, withdrawal and payment flows, and focus on the underlying mechanisms of how transactions are screened, scored, held and released in real time.
Key responsibilities
- Own the roadmap for fiat and payment risk control systems, including transaction monitoring and fraud detection, and design rule engines, risk tiering, holds and releases and automated interdiction
- Define risk parameters (limits, velocity thresholds, triggers, escalation paths) and balance risk coverage against user friction
- Design controls for high-concurrency, low-latency fiat on/off-ramp, card acquiring, card issuing and payment risk, working with engineering on data pipelines, performance and stability under peak load
- Detect and close gaps around velocity abuse, account takeover, card fraud, chargebacks, mule accounts and structuring
- Use AI to improve conversion rates, optimise risk-related customer communications and guide users through document submission and identity verification
- Produce PRDs, lead prototype design and coordinate Technology, Data, Compliance and Operations
- Translate AML requirements into product capabilities, including sanctions and watchlist screening and suspicious activity workflows, and support audits and regulatory inquiries
- Monitor product data, define metrics (false positive rate, interception rate, fraud loss rate, case handling time, decision latency), run back-testing and A/B validation, and build feedback loops with case management and operations
Required profile
- Bachelor's degree or above in Computer Science, Mathematics, Statistics, Finance, Engineering or a related field
- 3+ years of experience in risk control product design, preferably in high-volume transaction environments
- Has led complete risk control product design and launch projects
- Fluent English; Mandarin is a plus
Required skills
- Familiarity with rule engines, risk scoring, transaction monitoring, sanctions screening and real-time decisioning
- Familiarity with fiat payment flows (Visa/Mastercard, bank transfers, chargebacks)
- SQL and Python for data extraction, analysis and visualization
- Able to discuss system design with engineers
- Nice to have: crypto exchange, bank, payment or fintech experience; AI knowledge; knowledge of FATF, MiCA, PSD2 frameworks
What we offer
- Study Growth Fund supporting professional development
- Internal events, workshops and team-building activities
- Global collaboration with an international team
- Career advancement and internal mobility opportunities
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Published 19 minutes ago
Expires 1 month from now
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Bybit
Abu Dhabi