Senior Financial Analyst – Pricing & Residual Value

About the role

The Senior Financial Analyst – Pricing & Residual Value will support the Senior Finance Manager in driving pricing governance, residual value management, portfolio profitability analysis, and commercial decision support across the Financial Services Division. The role is responsible for developing pricing models, monitoring asset performance, validating residual value assumptions, and providing analytical insights to optimise profitability, competitiveness and risk‑adjusted returns.

Key responsibilities

• Develop, maintain and enhance pricing models for financial services products, ensuring alignment with profitability, risk and growth objectives.
• Conduct detailed profitability analysis by product, customer segment, channel and portfolio to identify value‑creation opportunities.
• Provide pricing recommendations and business cases to support strategic initiatives, market expansion and product launches.
• Monitor portfolio performance against pricing assumptions and recommend corrective actions.
• Develop and maintain residual value methodologies, assumptions and forecasting models across applicable asset classes.
• Prepare residual value risk assessments and recommend actions to mitigate exposure.
• Create portfolio performance dashboards and analytical reports for management decision‑making.
• Support the development and maintenance of pricing and residual value policies, ensuring compliance with internal controls and risk guidelines.
• Develop automated pricing and profitability dashboards using advanced analytics tools and drive continuous improvement initiatives.

Required profile

• 2–5 years of experience in corporate finance, treasury, banking or financial services.
• Qualified in Finance and/or Accounting; professional qualification such as MBA, ACCA, CA, CIMA or CFA (partial or full) preferred.
• Understanding of financial markets, forex, pricing and accounting including FX, liquidity, cash‑flow and various financial instruments.

Required skills

• Financial modelling
• Analytical skills