Senior Manager - Credit AI Platform

About the role

Inception42, a G42 company, is looking for a credit expert to act as Product SME for Alpha, its investment and credit AI product. The role translates how banks assess corporate and commercial borrowers into repeatable product capabilities, partnering with Product Managers, Design, Engineering and Applied Science teams to turn banking knowledge into requirements, reference examples and quality standards. Success is measured by the usefulness, reliability and adoption of the capabilities you help shape.

Key responsibilities

• Map how relationship managers, credit analysts, risk teams and approvers assess borrowers, and turn credit practices into requirements covering business and financial risk, repayment capacity, collateral, policy checks and approval rationale.
• Create reference workflows, annotated credit papers, question libraries and worked examples, and define configurable templates, risk-rating inputs and policy thresholds.
• Work with Design, Science and Engineering on prototypes, user stories and acceptance criteria, and build test cases, evaluation rubrics and quality thresholds.
• Shape review, correction and escalation flows, and specify the evidence, questions and output structure needed for credit memos, covenant review and monitoring alerts.
• Translate bank governance needs into product behaviour, including permissions, confidentiality, traceable sources, audit history and human approval.
• Lead domain discovery with bank users, design pilots, support demos and workshops, and feed customer questions and market trends into the roadmap.

Required profile

• Typically 6+ years in bank credit, corporate or commercial lending, credit risk or a closely related advisory or technology role.
• Bachelor's degree in finance, economics, accounting, engineering or a related discipline, or equivalent practical experience.
• Nice to have: experience as a product SME or business analyst on a lending platform, familiarity with AI evaluation or document intelligence, knowledge of GCC banking or Islamic finance, Arabic, and CFA/FRM.

Required skills

• Strong understanding of credit assessment: borrower and sector risk, financial statements, cash flow, leverage, liquidity, collateral and facility structure.
• Ability to review financial models and credit analysis critically and turn findings into clear examples and quality criteria.
• Comfort working iteratively with prototypes and AI-assisted tools.
• Strong written communication and cross-functional collaboration.