Vice President – Credit Management (UAE Nationals Only)

About the role

The Vice President of Credit Management will safeguard the bank’s loan portfolio, minimise losses and maximise returns on assets. The role also drives a strong credit culture across branches through training, policy review and advisory support.

Key responsibilities

• Evaluate borrowers’ creditworthiness and recommend appropriate credit facilities.
• Develop and spread a credit culture within branches via training, counselling and advisory sessions.
• Review and update credit policies and procedures regularly.
• Assist Branch Managers and Team Leaders in structuring credit lines that meet client needs while adhering to risk criteria.
• Monitor portfolio quality, detect early warning signals and ensure timely corrective actions.

Required profile

• University graduate; MBA or equivalent preferred.
• 10–15 years of lending experience, including 4–6 years in a managerial role.
• Strong credit, analytical and judgement skills across multiple industries (trade, contracting, industry).
• Proven ability to manage loan portfolios and achieve targeted turnaround times.
• Excellent written and verbal communication skills.