Credit Relationship Manager – Corporate & Investment Banking

About the role

Mashreq is hiring a Credit Relationship Manager within its Corporate & Investment Banking Group (CIBG) in Dubai, covering retail, textiles and other sectors. The role works with Relationship Managers to support corporate clients through credit analysis, risk assessment and facility structuring.

Key responsibilities

• Assist in financial analysis, credit risk assessment, risk rating and structuring of facilities for assigned corporate relationships, working with Relationship Managers and meeting customers.
• Prepare Credit Proposals (new, annual renewals and amendments) and liaise with Wholesale Risk Management and the Compliance Unit on risk and compliance queries.
• Review deals, facility structures and credit products with the CIBG Relationship Teams and WRM, offering business solutions within credit and operational risk guidelines.
• Meet clients and deal parties as needed, and turn around Credit Proposals quickly and accurately.
• Monitor borrowing patterns and borrower conduct, highlight early warning signals and manage the assigned portfolio independently.
• Stay alert to money laundering risks and escalate suspected cases to the Unit Manager and the Group MLRO.
• Act promptly on all Near Default Signals.

Required profile

• Minimum 5-7 years of credit or financial analysis experience at a similar level in banking or a related field.
• Degree in business or economics; a postgraduate diploma, Chartered Accountancy or similar qualification is an asset.
• Knowledge of the local market and of the bank's products and operating systems.
• Excellent command of spoken and written English; Arabic is an added advantage.
• Good interpersonal skills, teamwork and experience in banking initiatives and solutions.