Assistant Manager - Credit Risk

About the role

Emirates NBD is seeking a UAE national to join its Credit Risk team as an Assistant Manager. The role involves evaluating credit proposals, monitoring portfolio health, and ensuring compliance with internal policies and UAE Central Bank regulations.

Key responsibilities

• Evaluate and recommend credit proposals from wholesale banking units, ensuring alignment with credit policies and regulatory requirements.
• Monitor and manage a portfolio of corporate credit accounts, focusing on borderline and sub‑standard exposures to prevent deterioration.
• Provide advice to business units on managing difficult accounts and oversee provisioning recommendations.
• Analyze documentation changes, liaise with legal and risk stakeholders, and support ESG initiatives through automation in the loan origination system.

Required profile

• Bachelor’s or master’s degree in Finance, Accounting, Business or related field.
• Minimum 3 years of banking experience, including at least 1 year in corporate credit.
• Knowledge of corporate products such as Trade Finance, Treasury, Syndications/Club deals, and real‑estate/project finance.
• Ability to manage high volumes, work independently, and collaborate across senior levels.

Required skills

• Understanding of IFRS9 governance and credit risk frameworks.
• Familiarity with nCino loan origination system.