Senior Credit Analyst

About the role

The Senior Credit Analyst will review and analyze customers' credit applications, availments and SFCAs, ensuring compliance with bank policies and regulatory requirements while recommending suitable financing packages.

Key responsibilities

• Review credit applications of companies for consistency with credit programs, TM RAC, bank policy, and central bank regulations.
• Conduct financial and non‑financial analysis, verify the genuineness of financial statements, and highlight risk factors with mitigation measures.
• Collaborate with Relationship Managers to obtain complete documentation and perform independent business operation checks, including site visits and stakeholder interviews.
• Prepare and review TM & RAC factors, MRA input, and adhere to KPI targets for application processing.
• Maintain contact with all Business Units to ensure high satisfaction and support audit compliance.

Required profile

• Minimum 7 years of experience in SME/commercial business and banking.
• Strong analytical thinking, business‑oriented approach, and risk evaluation skills.
• Excellent interpersonal and communication abilities in English; Arabic is a plus.

Required skills

• Good understanding of business, finance, economics, and current affairs.