Associate Credit Analyst – Emirati Talent

About the role

The Associate Credit Analyst will work under the supervision of a senior manager to develop expertise in evaluating the creditworthiness of clients and external parties seeking IT services. This entry‑level position is designed for UAE nationals and recent graduates who wish to build a career in finance, credit analysis, risk management, and financial operations.

Key responsibilities

• Support the review of credit applications from prospective and existing customers.
• Analyse financial statements, credit reports and other financial information to assess creditworthiness and risk exposure.
• Assist in determining appropriate credit limits in line with company policies.
• Apply credit analysis techniques and scoring methodologies under supervision to formulate credit approval recommendations.
• Prepare credit analysis reports, risk assessments and related documentation for internal stakeholders.
• Monitor customer accounts, conduct periodic credit reviews and support credit limit adjustments.
• Assist with invoice creation, processing, portal uploads and related documentation.
• Support customer onboarding, master data creation and documentation collection.
• Participate in collections activities, follow‑up with customers and resolve invoice queries.

Required profile

• UAE national.
• Recent graduate in Finance, Accounting, Economics, Business Administration or a related discipline.
• Strong analytical mindset with an interest in credit risk and financial operations.

Required skills

• Understanding of credit analysis techniques.
• Familiarity with credit scoring methodologies.
• Ability to analyse financial statements and credit reports.