Head of Lending Solutions, Private Bank, AMEE & GSAC

About the role

Standard Chartered is looking for a Head of Lending Solutions for its Private Banking, AMEE and GSAC segments. The role bridges the gap between internal risk requirements and client needs, proposes bespoke financing solutions that help clients diversify and build their personal wealth, and drives the business by building localised lending products while managing risk. It also involves rolling out new lending initiatives and programmes.

Key responsibilities

• Lead lending strategy locally, regionally and globally, and roll out new lending initiatives and programmes
• Originate lending deals for Private Banking, GSAC and AMEE clients, including onshore India, and close them expeditiously
• Analyse bespoke financing trades with a balanced risk vs reward view, covering fundamentals, technical analysis, transaction structure and trade economics
• Engage senior stakeholders on transactions and origination, and meet clients to tailor lending solutions within the bank's risk appetite
• Ensure timely handling of RM and client enquiries, account reviews and annual renewals
• Track market and economic developments and lead initiatives to improve the lending product offering
• Lead the team, set clear expectations, give regular feedback, coach and develop staff, and share market insights with clients

Required profile

• At least 10-15 years of relevant lending experience, with a track record of leading a team
• Degree in Banking & Finance, Commerce, Economics, Business or a related discipline
• Proficiency in English and preferably Arabic

Required skills

• Credit analysis and credit risk management, including concentration risk, covenant structuring, risk mitigation and collateral management
• Financial and fundamental analysis
• Structuring of complex financing deals
• Ability to articulate ideas clearly and concisely

What we offer

• Competitive salary and benefits under the Fair Pay Charter
• Core bank funding for retirement savings, medical and life insurance, with flexible voluntary benefits in some locations
• Annual leave, parental/maternity leave (20 weeks), sabbatical (up to 12 months) and volunteering leave
• Flexible working options and wellbeing support
• Continuous learning and reskilling opportunities