Solution Architect – Transit Payments (Cards & Payments)

About the role

Prior experience in end-to-end solution design for mass transit payments involving open‑loop card acceptance (scheme cards) is required. You will define architecture, integration, and transaction flows across payment gateways, acquiring hosts, transit systems, and card networks.

Key responsibilities

• Define architecture, integration, and transaction flows across payment gateways, acquiring hosts, transit systems, and card networks.
• Ensure compliance with Visa/Mastercard standards, PCI‑DSS, security, and regulatory requirements.
• Drive API, settlement, reconciliation, risk, and tokenization design to enable a seamless customer experience.
• Collaborate with business, vendor, and technology teams to develop high‑level and low‑level designs and implementation roadmaps.
• Provide technical leadership throughout development, certification, testing, and production rollout.

Required profile

• Bachelor’s or Master’s degree in computer science, information systems, or a related field.
• Excellent communication and leadership skills.
• Strong interpersonal and collaboration abilities.
• Ability to work under pressure and meet tight deadlines.
• Positive attitude and strong work ethic.

Required skills

• Mass Transit Payments (AFC/Transit Fare Collection)
• Open Loop Card Acceptance (Visa/Mastercard)
• Payment Gateway Integration
• Acquiring Host Systems
• Card Network Integration (Visa, Mastercard)
• Payments Architecture & Solution Design
• API Design & Integration
• Settlement & Reconciliation
• Tokenization
• Risk & Fraud Management
• HLD/LLD Documentation