VP, Credit - Digitization & AI Portfolio Management

About the role

This is a senior VP position within the Personal Banking Credit unit, covering end-to-end strategic coordination of the unit's digital and AI initiatives. It bridges high-level strategy and technical execution so that AI and digital transformation investments deliver measurable commercial value, while supporting the bank's objectives in digitizing lending capabilities from a credit perspective.

Key responsibilities

• Align with the digitization and AI strategy of Personal Banking credit, plan the roadmap and prioritize initiatives and projects by impact, risk-benefit and available resources.
• Partner with the business team to promote the digitization agenda through projects such as PL digitization.
• Take part in working groups, update the unit head on progress, risks and inputs, and highlight them in steering committee meetings.
• Support other credit segments in their digitization agenda and initiatives.
• Own the full lifecycle of initiatives, from ideation and project planning to implementation.
• Ensure AI initiatives support portfolio analytics that highlight portfolio risks and opportunities for business growth.
• Work with risk teams on advanced AI-driven models for lending.

Required profile

• 10+ years of experience in financial services, with recent hands-on experience developing digitization and AI projects.
• Ability to work effectively in teams and across all organizational levels, with flexibility, collaboration and adaptability to drive change.
• Experience mentoring, motivating and developing the skills of team members.