Head of Corporate Finance & Credit Control

About the role

Al-Futtaim Automotive is looking for a Head of Corporate Finance and Credit Control to lead the corporate finance, new business and credit control agenda for Automotive across UAE and overseas operations. Reporting to the General Manager of Divisional Finance, you will lead a team of five direct reports within Automotive Finance and work closely with the Automotive CFO, business leaders, FP&A, Group Finance, Treasury, Tax, Legal, Internal Audit and shared services, as well as external advisers, lenders and partners.

Key responsibilities

• Lead liquidity planning, cash-flow forecasting and working-capital improvements across inventory, receivables and payables.
• Partner with Treasury, Tax, FP&A and business teams on cash conversion, funding requirements and currency exposures.
• Evaluate investments and capital expenditure through financial modelling, valuation, scenario analysis and post-investment reviews.
• Develop business cases for new businesses, market entries, partnerships, joint ventures and acquisitions, supporting due diligence, transaction structuring and approvals.
• Own credit-risk governance, including customer assessment, credit limits, payment terms, securities and exception management.
• Improve receivables and collections performance through portfolio reviews, dispute resolution and recovery escalation.
• Maintain effective policies, controls, approval standards and management reporting.
• Lead and develop the team, driving digitalization, analytics and continuous improvement.

Required profile

• Chartered Accountant, CPA, CFA, ACCA, MBA in Finance or an equivalent professional qualification.
• 10 to 15 years of relevant finance experience, including leadership in corporate finance, treasury-facing roles, investments, new business, credit risk or collections governance.
• Demonstrated experience in financial modelling, business-case development, liquidity management, senior approvals and cross-functional collaboration.
• Treasury exposure covering cash forecasting, currency exposures and funding requests to a group treasury function.
• Experience owning or governing a customer credit framework, including risk appetite, limits, securities, delegated authority and portfolio reporting.
• Experience in automotive, distribution, retail, financial services or another asset- and working-capital-intensive sector is advantageous.

Required skills

• Strong expertise in corporate finance, cash-flow forecasting, working-capital management and investment appraisal.
• Advanced financial modelling, valuation and business-case development.
• Sound knowledge of credit assessment, security structures, receivables analytics and collections governance.
• Working knowledge of IFRS, funding concepts, transaction evaluation and enterprise finance systems; advanced Excel and SAP preferred.