Money Laundering Reporting Officer (MLRO)

About the role

The Money Laundering Reporting Officer (MLRO) will lead the bank’s enterprise‑wide anti‑money laundering (AML) and counter‑financing of terrorism (CFT) programme. Reporting directly to senior management, the MLRO is the primary liaison with UAE regulators and is responsible for safeguarding the institution’s integrity.

Key responsibilities

• Develop, implement and maintain AML/CFT policies, procedures and controls aligned with the bank’s risk profile.
• Conduct and oversee the Enterprise‑Wide Risk Assessment (EWRA) to identify and mitigate money‑laundering and terrorist‑financing risks.
• Receive, analyse and file Suspicious Transaction Reports (STRs) with the UAE Financial Intelligence Unit.
• Serve as the main point of contact for the Central Bank of UAE, FIU and law‑enforcement agencies on AML/CFT matters.
• Provide compliance advisory to senior management on high‑risk customers, products and jurisdictions.
• Design and deliver ongoing AML/CFT training programmes tailored to employee roles.
• Prepare regular and ad‑hoc reports for the Board of Directors and senior management on programme effectiveness and key risks.
• Oversee transaction‑monitoring and sanctions‑screening systems, ensuring alerts are investigated and controls remain effective.

Required profile

• Minimum 144 months (12 years) of experience in AML/CFT, risk assessment or related compliance functions.
• Demonstrated senior‑level expertise in managing AML programmes within a banking environment.
• Strong knowledge of UAE AML/CFT regulations and interaction with regulatory bodies.

Required skills

• Risk Assessment
• Financial analysis
• Management Reporting
• AML CFT Framework
• Suspicious Activity Reporting
• Record Keeping
• Regulatory liaison
• Compliance advisory
• Systems Controls Oversight
• Training Awareness
• Enhanced Due Diligence
• Statistical Analysis
• MS Office