Assistant Manager – Credit Analysis

About the role

The Assistant Manager – Credit Analysis supports the business in generating maximum yield within the bank's risk appetite, ensuring client needs are met while managing credit risk, pricing, documentation and fee collection.

Key responsibilities

• Prepare credit proposals, collaborate with relationship managers, assess client risk profiles, complete financial analysis and advise on capital optimisation.
• Coordinate with the Documentation Team to produce accurate customer documentation efficiently.
• Monitor portfolio risk, test covenants and financial triggers, and review exception reports.
• Maintain up‑to‑date credit files, ensure proper filing, DDR and covenant monitoring.
• Deliver top‑class customer service by liaising with coverage, GCD and CRAD to resolve queries promptly.

Required profile

• Graduate degree in finance, accounting or a related field; professional accounting certification preferred.
• At least 7 years of corporate banking experience in relationship management or credit risk.
• Strong analytical and managerial skills to handle portfolio accounts and coordinate across units.

Required skills

• Credit analysis and risk assessment
• Financial statement analysis
• Trade finance product knowledge
• Use of internal credit rating models and approval systems