Senior Manager - Credit AI Platform

About the role

Inception42, a G42 company, is looking for a credit expert to act as Product SME for Alpha, its investment and credit AI product. You will translate how banks assess corporate and commercial borrowers into repeatable product capabilities, working with the Product Manager, Design, Engineering and Science to turn banking knowledge into requirements, reference examples and quality standards.

Key responsibilities

• Map how relationship managers, credit analysts, risk teams and approvers assess borrowers, and turn credit practices into product requirements covering business and financial risk, repayment capacity, collateral and approval rationale.
• Create reference workflows, annotated credit papers, question libraries and worked examples, and advise the Product Manager on use cases and workflow gaps.
• Define which templates, risk-rating inputs, financial definitions, policy thresholds and approval steps must be configurable for different banks and products.
• Work with Design, Science and Engineering on prototypes, user stories and acceptance criteria, and specify the evidence and data needed for credit memos, covenant review and monitoring alerts.
• Shape review, correction and escalation flows, and build test cases, reference answers and evaluation rubrics with Science to assess credit reasoning and numerical accuracy.
• Translate bank governance needs into product behaviour, including permissions, confidentiality, traceable sources, calculation reproducibility, audit history and human approval.
• Lead domain discovery with bank users, design pilots, support demos and proposals, and maintain reusable domain guidance and feedback.

Required profile

• Typically 6+ years in bank credit, corporate or commercial lending, credit risk or a closely related advisory or technology role.
• Bachelor's degree in finance, economics, accounting, engineering or a related discipline, or equivalent practical experience.
• Strong understanding of credit assessment: borrower and sector risk, financial statements, cash flow, leverage, liquidity, debt-service capacity, collateral and facility structure.
• Working knowledge of credit policies, risk ratings, credit papers, approval authorities, exceptions, renewals and monitoring.
• Ability to review financial models and credit analysis critically, and to explain credit rationale and its product implications.

Nice to have

• Experience as a product SME, domain consultant or business analyst on a lending platform, credit workflow or risk system.
• Familiarity with AI evaluation or document intelligence.
• Knowledge of GCC banking practices, Islamic finance or regional credit requirements; Arabic and bilingual financial documents are an advantage.
• CFA, FRM or another relevant qualification.

What we offer

• An open, diverse and inclusive environment with opportunities to influence sovereign AI products.
• Structured training programs and development through high-tech projects.
• A competitive remuneration package with healthcare, education support and leave benefits.