Risk Control Principal Product Specialist

About the role

Bybit, a cryptocurrency exchange and digital financial platform, is looking for a Risk Control Principal Product Specialist in Abu Dhabi. You will own the full lifecycle of fiat risk control products, covering fraud prevention and AML across high-frequency deposit, withdrawal and payment flows. The focus is on the underlying risk mechanisms: how transactions are screened, scored, held and released in real time.

Key responsibilities

• Own the roadmap for fiat and payment risk control systems, including transaction monitoring and fraud detection, and design rule engines, risk tiering, holds and releases, and risk parameters
• Design high-concurrency controls for fiat on/off-ramp, card acquiring, card issuing and payment risk, working with engineering on data pipelines, performance and stability under peak load
• Detect and close gaps around velocity abuse, account takeover, card fraud, chargebacks, mule accounts and structuring
• Use AI to improve conversion rates, optimise risk-related customer communications and guide users through document submission and identity verification
• Set long-term plans and short-term goals, write PRDs, and lead prototype design and implementation
• Coordinate Technology, Data, Compliance and Operations, and translate AML requirements into product capabilities including sanctions and watchlist screening
• Monitor product data, define metrics (false positive rate, interception rate, fraud loss rate, decision latency), run back-testing and A/B validation, and support audit and regulatory inquiries

Required profile

• Bachelor's degree or above in Computer Science, Mathematics, Statistics, Finance, Engineering or a related field
• 3+ years of risk control product design experience, preferably in high-volume transaction environments
• Has led complete risk control product design and launch projects
• Fluent English; Mandarin is a plus

Required skills

• Familiarity with rule engines, risk scoring, transaction monitoring, sanctions screening and real-time decisioning
• Familiarity with fiat payment flows (Visa/Mastercard, bank transfers, chargebacks)
• SQL and Python for data extraction, analysis and visualization
• Able to discuss system design with engineers
• Nice to have: crypto exchange, bank, payment or fintech experience, AI knowledge, and knowledge of FATF, MiCA and PSD2

What we offer

• Study Growth Fund supporting professional development
• Internal events, workshops and team-building activities
• Global collaboration with an international team
• Career advancement and internal mobility opportunities