Solution Architect Lending & Loan Origination Platforms

About the role

Tata Consultancy Services is seeking an experienced Solution Architect to lead the design and delivery of end‑to‑end lending platforms. The role focuses on loan origination, underwriting, servicing and collections across retail and corporate lending domains.

Key responsibilities

• Define high‑level and detailed architecture for lending transformation programs.
• Design scalable, secure and resilient solutions covering origination, underwriting, disbursement, servicing and collections.
• Translate business requirements into High‑Level Design (HLD) and Low‑Level Design (LLD) artifacts.
• Ensure solutions comply with enterprise architecture standards and banking regulations.
• Lead integration efforts with core banking systems such as FinnOne, Finacle, Temenos T24, Oracle Banking and related LOS/LMS platforms.
• Drive digital onboarding, credit‑bureau integration and API‑based micro‑services architecture.

Required profile

• 10‑15+ years of experience in banking and financial services technology.
• Deep knowledge of retail, SME, corporate and Islamic lending processes.
• Proven expertise in integration architecture, digital onboarding and enterprise banking ecosystems.

Required skills

• FinnOne
• Finacle
• Temenos T24
• Oracle Banking
• API Microservices Architecture
• Cloud Platforms (Azure, AWS)
• Oracle DB2
• PostgreSQL
• Kafka
• Integration Architecture
• SQL
• ESB
• API Gateway