AVP, SME Underwriting (P&C)

About the role

A well-established insurance organization, recruited through its client, is looking for a high-calibre Senior Vice President, SME Underwriting (Property & Casualty) in Dubai. The role suits a technically strong and commercially aware professional who works at the intersection of underwriting and distribution, supporting business growth alongside underwriting decisions.

Key responsibilities

• Underwrite SME risks across Property, Casualty, Financial Lines and related products
• Assess client financials, risk exposures and business profiles to set pricing and coverage
• Work with sales teams, brokers and distribution partners on acquisition and retention
• Drive profitable underwriting decisions aligned with loss ratio targets
• Use digital platforms, CRM systems and analytics tools to speed up turnaround
• Review renewals, endorsements and policy changes for risk quality
• Track portfolio performance and recommend adjustments
• Contribute to product enhancements, pricing inputs and process improvements
• Ensure compliance with internal guidelines, audit requirements and standards

Required profile

• 5-7 years of SME underwriting experience in reputable insurance organisations
• Bachelor's or postgraduate degree in Commerce, Finance, Insurance or a related field
• Exposure to both underwriting and business-facing or distribution environments
• Professional insurance certifications are an advantage

Required skills

• Strong knowledge of SME products such as Property, Liability, Engineering, Marine or package policies
• Familiarity with digital underwriting tools and data-driven decision making
• Analytical thinking and sound underwriting judgment
• Effective communication and stakeholder management