Legal Counsel - Retail Banking (Emirati Talent Only)

About the role

Mashreq is hiring a Legal Counsel in Dubai, focused on retail banking, and the position is open only to Emirati nationals. The role provides prompt legal advice and documentation to the Legal team, handles routine queries independently and works with business units, Credit Risk, Compliance and Operations to align legal advice with business objectives.

Key responsibilities

• Provide legal advice on retail banking products such as deposits and investments, credit cards, personal loans, mortgages, payments and money transfers.
• Draft, review and negotiate legal documents such as facility offer letters, terms and conditions, amendments and renewal letters.
• Support branch offices with their queries and ensure advice complies with bank policies, laws and regulations.
• Review documents establishing customer capacity and due authority (POA, articles and by-laws, resolutions, commercial license, certificate of incumbency).
• Monitor and interpret laws and regulations affecting retail banking and help identify and mitigate legal risks.
• Take part in product development and operational strategy meetings, and support projects such as documentation standardization and digital banking.
• Work with colleagues in the team, maintain records of legal matters using internal tools (e.g. App4Legal), and communicate clearly with stakeholders.

Required profile

• Emirati national with a law degree.
• At least 3 years of post-qualification experience.
• Strong verbal and written communication in English and Arabic.
• Proactive, flexible and able to handle high-volume workloads; good time management.

Required skills

• Literacy in various computer applications.
• Proficiency in legal research and document management tools.