Compliance Officer – AML & Emiratisation

About the role

The Compliance Officer (Emiratisation) will support Mashreq’s AML function by monitoring transactions, preparing regulatory reports, and ensuring adherence to local and international financial crime regulations. This role combines analytical work with close collaboration across the investigation and monitoring teams.

Key responsibilities

• Review and analyze alerts triggered in SAS according to the AML SOP within stipulated turnaround times.
• Prepare Suspicious Activity Reports and submit them to the Central Bank in a timely manner.
• Assist the AML Investigation Team by providing thorough quality analysis of reviewed cases.
• Highlight key financial‑crime risks to the Line Manager or Head of Transactions Monitoring.
• Support the development, review, and updating of AML policies, procedures, and SOPs.
• Conduct enhanced due diligence on high‑risk customers and transactions.
• Investigate complex cases involving potential money laundering, terrorist financing, or sanctions breaches.
• Monitor customer transactions for patterns indicative of financial crime using various AML tools and systems.

Required profile

• Graduate with at least 3 years of AML Transactions Monitoring experience.
• CAMS certification or other recognized AML certification is a plus.
• Good knowledge of local AML/CFT regulations and international best practices.
• Understanding of banking products, processes, and controls.
• Strong analytical thinking, attention to detail and ability to work under pressure.
• Excellent written and spoken English communication skills.
• Team player with good interpersonal skills.
• Customer‑centric mindset.

Required skills

• Business Object (BO) reporting.
• AML monitoring tools and systems.
• Microsoft Excel.
• SAS analytical software.