Treasury & FX Trader

About the role

Payfuture is looking for a Treasury & FX Trader to manage the currency, liquidity and settlement flows behind every transaction processed. Reporting to the Head of Finance, you will execute FX, manage positions and funding across currencies and partners, and ensure merchants and clients using Payfuture for cross-border transactions and banking services are paid on time at the right rate. Based in Dubai, this is a hands-on role covering FX execution and liquidity across emerging-market corridors, working closely with Payment Operations, Compliance, Risk and the Commercial team.

Key responsibilities

• Execute spot, forward and swap FX with banks, liquidity providers and OTC desks, and manage the daily FX position and hedge exposure within approved limits
• Track and report FX P&L, spread capture and execution slippage, and monitor markets, capital controls and central-bank actions
• Forecast and manage daily liquidity, prefund payout partners and manage nostro, operating and safeguarding balances
• Handle stablecoin (USDT/USDC) conversions alongside traditional banking rails and reduce idle balances and funding costs
• Run merchant settlement and cross-border repatriation, price FX for merchants and maintain rate cards and markups
• Design the FX, funding and settlement model for new markets and payment methods
• Reconcile trades, positions and balances daily, ensure compliance with treasury policy, FX limits and FCA, MFSA and AML/CTF requirements, and support audits and regulatory reporting
• Report FX, liquidity and treasury KPIs to the Head of Finance and senior management
• Manage relationships with banks, liquidity providers and partners, negotiate pricing and limits, and identify automation opportunities

Required profile

• 3-6 years' experience in FX, treasury or trading, ideally in a PSP, EMI, remittance business, bank or liquidity provider
• Hands-on experience executing spot, forwards and swaps, with knowledge of FX risk and hedging
• Practical experience of liquidity management, prefunding and settlement across multiple currencies and entities
• Knowledge of emerging-market currencies, including restricted and NDF markets and capital controls
• Understanding of EMI regulation, including safeguarding and AML/CTF
• Advanced Excel skills, comfort with large datasets, and strong communication and counterparty management skills

Required skills

• Experience with stablecoins, Bloomberg, Refinitiv, 360T, a treasury management system, or SQL/Python is a plus