KYC & Onboarding Analyst – Personal Banking

About the role

The Analyst – KYC & Onboarding – Personal Banking is responsible for reviewing and approving client onboarding files, trigger‑based updates and periodic KYC reviews. The role ensures that all documentation meets First Abu Dhabi Bank policies, UAE Central Bank regulations and international AML/CTF standards before clients are onboarded or retained.

Key responsibilities

• Perform end‑to‑end KYC due diligence for new accounts, trigger events and periodic reviews, including name screening and adverse media checks.
• Validate account opening forms, AML and sanctions questionnaires, and complete Customer Risk Assessments where required.
• Manage a high‑risk entity work‑book, ensuring timely completion and escalation of name‑screening hits to compliance and fraud teams.
• Maintain departmental trackers, prepare KYC review presentations, dashboards and ad‑hoc reports for senior stakeholders.
• Support AVP/VP KYC on process issues, provide training to offshore teams and ensure consistent application of SOPs and regulatory requirements.

Required profile

• Bachelor’s degree in Management, Banking, Finance or related field; professional certifications in Compliance, KYC/AML/CFT or Risk Management are preferred.
• 8‑10 years of experience in a reputable bank, with at least 5 years in regulatory and financial‑crime compliance (AML, KYC, FATCA, CRS, GDPR, etc.).
• Proven ability to prioritize conflicting demands, conduct independent analysis and make approval decisions.
• Internal audit or compliance assurance experience is considered an asset.

Required skills

• KYC and Customer Due Diligence (CDD)
• Anti‑Money Laundering (AML) and Counter‑Funding of Terrorism (CFT)
• FATCA, CRS and GDPR compliance
• Name screening and sanctions/PEP checks
• Customer Risk Assessment
• MI reporting and dashboard preparation
• Risk & Controls management
• Regulatory compliance knowledge